Financial Information

Introduction  

The Board of Governors sets all Saint Paul University fees and reserves the right to modify the fees and the regulations governing refunds without advance notice.

Students who are officially registered at Saint Paul University must pay tuition fees before the last day to pay tuition fees or as soon as their course selection is approved (late-registration fees may apply). Dates are published in the University calendar. The reimbursement of tuition fees depends on the official date of withdrawal as registered on the student's file.

 


e-invoice  

Your invoice is available in electronic format only. As soon as you register, you will receive an email in your uOttawa and personal email accounts with uoCampus account access details.

Students are responsible for paying their tuition fees within the prescribed timelines.


Payment Dates  

Tuition is payable by the last day to pay tuition fees, or as soon as course selection is approved.

The suggested method of payment is by Internet through your financial institution. If you use another payment method, pay your tuition at least a week before the due date in order for it to be processed before that date.

Registration and modifications completed after the deadline dates to pay fees

Registration or modification to the registration completed after the deadline dates for registration will generate additional fees that must be paid immediately. Log on to your uoCampus account to view your new balance.


Special Students  

To avoid late-payment penalty and interest, your tuition fees must be paid by payment deadlines. Students who have not paid their fees for a previous term will not be allowed to register.


Method of Payment

 

Don't wait in line... Pay online

Don't stand in line! Use your banking service, Internet banking to pay your student account directly.

To make your payment, simply click on the link for your financial institution:

*Your bank may not be in this list but may also offer an online banking option.

Alterna Savings

1-877-560-0100

www.alterna.ca

Bank of Montreal

1-800-361-6681

www.bmo.com

CIBC

1-800-465-2422

www.cibc.com

Caisses de l’Alliance

1-705-474-5634

https://www.caissealliance.com/

Caisses Desjardins

1-800-224-7737

www.desjardins.com

HSBC Bank Canada

1-888-310-4722

www.hsbc.ca

National Bank

1-888-835-6281

www.nbc.ca

Royal Bank

1-800-769-2511

www.royalbank.com

Scotiabank

1-800-575-1212

www.scotiabank.com

TD Canada Trust

1-800-895-4463

www.tdcanadatrust.com

Simplii Financial

1-888-723-8881

www.simplii.com

Tangerine

1-888-826-4374

www.tangerine.ca

A separate invoice account must be opened for each student. The payment is applied to the account of the person whose student number appears on the bank transaction.

Your financial institution will ask you for the name and account number of the invoice you want to pay. For the name of the payee, search for "SAINT-PAUL" or "SAINT PAUL"*. For the invoice account number, enter your student number.

*May be displayed as UNIVERSITÉ SAINT-PAUL UNIV. OTTAWA or U SAINT PAUL (OTT) / SAINT PAUL U (OTT) depending on your banking institution.

Home banking or Internet payments are usually credited to student accounts within two (2) working days of the transaction. If you make your payment before the published deadline and the University receives it after the deadline, no penalties will be applied if proof of payment is provided (date of payment, amount debited and/or the reference number or banking transaction confirmation number).

Bank Transfer

If you must pay tuition or admission fees to Saint Paul University from outside Canada, you may do so by bank transfer. Here is the information you must include on a bank transfer order:

International transfer in Canadian currency :

Payable to: Saint Paul University
Bank:
National Bank of Canada
232 Rideau Street
Ottawa ON K1N 5Y3

BIC = SWIFT: BNDCCAMMINT
IBAN: (CC0006100510485928)

***********************************************

International transfer in USD :

Payable to: Saint Paul University
Bank:
National Bank of Canada
232 Rideau Street
Ottawa ON K1N 5Y3

BIC = SWIFT: BNDCCAMMINT
IBAN: (CC0006100510007961)       IRC : 000610051 ( International Routing Code )

Correspondant:
J.P Morgan Chase Bank (New-York)
BIC = SWIFT: CHASUS33
ABA: (021000021)
Account number: (544708330)
UID: (014897)

Reference: ########## (your student number or application number)


Your name and surname should be clearly stated on the bank transfer.

Please note that the bank adds an administration fee of approximately $15 for each transfer.

Please note that an international bank transfer can take up to 10 business days to be deposited into our account.

As soon as we receive your payment, your application will be activated and you will receive an automated email providing you with instructions to complete your admission file.

Refunds

Any overpayment or credit following a modification to your course selection will be automatically transferred to the next semester unless a request for reimbursement is made by contacting Financial Services at 613-236-1393 ext. 2295 or by sending an email to finance@ustpaul.ca.

NOTE: Credit cards are not accepted for the payment of tuition fees*.

*Plastiq is a third-party payment option not affiliated with Saint Paul University that allows you to make a payment via credit card. Plastiq charges users 2.50% per transaction. This fee goes directly to Plastiq, not to the University, and will show up on your credit card statement separately from the tuition amount paid. Your tuition payment, linked to your student number, will be forwarded to Saint Paul University within six working days. Please note that Saint Paul University will consider your payment to be finalized only once it has been received in your student account.

Saint Paul University cannot answer any questions related to Plastiq. Visit their website.


Late Payments  

Students are required to pay their tuition fees before the prescribed deadline or upon registration. Late-payment fees will apply if you register after the deadline dates.

You remain responsible for paying your tuition fees before the deadline or upon registration. Log on to your uoCampus account to view your balance.

Late-payment penalties will not be cancelled simply because you have not received an invoice.

Reminder: Tuition fees must be paid before the prescribed deadline dates.

If payment is not received on time, a late-payment penalty of $60 plus interest (10% annually) will be added automatically to your account.

The University is not responsible for delays beyond its control.

If you experience difficulty making tuition payments by the prescribed deadline dates due to temporary financial problems, contact Financial Services to discuss solutions (carrying interest). This kind of agreement will cover tuition fees only. At a minimum, all incidental fees, including the insurance premiums and uPass and a payment of $100 per course, are payable upon signing the agreement. For international students, all amounts must be paid by the prescribed deadlines; no financial agreement is possible.

Important: If your account is not paid in full before the next session, it will be deactivated and you will not be able to register for the following session or go to classes (regulation ASA-410 on Student Debtor) until the situation is resolved.  If you are in Canada on a student permit, you will need to understand that your situation is precarious and you might be contravening Canadian immigration law.


Exemptions  

To confirm eligibility of exemption from University fees, students must fill out the necessary documents at Human Resources GIG - 1102B at the time of registration.


Returned Cheques  

If the bank returns a student's cheque, an administrative fee of $40 is added to the student's account in addition to a late payment fee of $60 and interest of 10% annually.


Delinquent Accounts  

Any fees owed to Saint Paul University will incur consequences, such as denied registration for the following semester, denied participation in graduation ceremonies, and/or denied acquisition of academic documents such as a diploma, transcript, letter of permission or any official attestation, until the account is paid in full. This policy applies even if the student has declared bankruptcy under the Bankruptcy Act, and equally concerns tuition fees and all other charges exacted by any University service: for example, libraries, parking services, etc.


Refunds  

If a change in your course selection generates a credit on your account and you request a refund, a $45 administrative charge is deducted from your refund, as indicated in the University’s administrative fees schedule. The course change or withdrawal must be registered in your student file by the deadline for course changes or withdrawal indicated in Important dates and deadlines. No administrative fee applies for refund requests related to scholarships.

If a modification to your course selection results in a credit in your student account, the amount will be automatically transferred to the next semester unless a request for reimbursement is made by sending an email to finance@ustpaul.ca.

If you have paid Saint Paul University in error, please contact your bank for a return of funds.


Accident, Dental and Medical Insurance  

Membership in a student insurance plan was voted as being mandatory by the student body. The fee for the plan covers accidents and some medical and dental expenses.

Please consult this website for the schedule of benefits available to you under your Group Insurance Plan.

To make the collection of the insurance premiums efficient and inexpensive for the Students' Association (SPUSA), Saint Paul University has agreed to include the charge with the fall tuition. Therefore, a fee for individual coverage is added to the fall tuition payment of full-time students and appears on the invoice. It covers the student for a 12-month period starting in September. Family insurance is also available via Studentcare website.

Any student with comparable coverage may opt out of the plan by providing sufficient proof of equivalent coverage. To opt out of or opt into the plan, go to the Studentcare website.

 

In order to be eligible for coverage, you and your family must already have provincial or equivalent primary health-care coverage.

Change-of-Coverage Period

The Change-of-Coverage Period is the period at the beginning of the academic year when you can either opt out, enrol yourself, or enrol your spouse and/or dependent children in the UOSU Health & Dental Plan, and/or opt out of Virtual Health Care.

Fall term
Students who start their studies in the Fall term can change their coverage between Sept. 6 - Sept. 29, 2023.

Winter term
Only new students who start their studies in the Winter term can change their coverage between Jan. 3 – Feb. 5, 2024.

Spring term
Only new students who start their studies in the Spring term can change their coverage between Apr. 30 – May 14, 2024.

 

Only students who provide sufficient proof of being covered by comparable health and/or dental coverage may be exempt from paying these insurance fees.

Please note that this renunciation of the insurance plan does not extend in any way to the University Health Insurance Plan (UHIP) that applies to international students. All international students must join UHIP.

If you have any questions about this process, please contact Studentcare.


International Students UHIP
 

All international students must purchase the University Health Insurance Plan (UHIP) at a cost of $756.00 per person for the period covering September 1, 2023, to August 31, 2024. For complete details concerning UHIP, please visit the University Health Insurance Plan website or contact Finance Services by email at finance@ustpaul.ca or by phone at 613-236-1393 ext. 2295.

If the premium is not paid, the student will not be allowed to proceed with registration. International students who have not paid their tuition fees with Financial Services before September 23, 2022, for the Fall session and January 20, 2023, for the Winter session will be withdrawn from that particular session. Click here to learn more about tuition fees for international students.

If you pay by bank transfer, see Payment Method for more information.


Income Tax Forms for Students  

How to disable the pop-up blockers in your browser.

 

Alumni students

If you have graduated, please use the following link to log on to your uoCampus account to retreive your tax forms:

https://www.uocampus.uottawa.ca/psp/csprpr9www/EMPLOYEE/HRMS/c/SA_LEARNER_SERVICES.UO_INCM_TAX.GBL?languageCd=ENG

T4A

You receive a T4A slip if you received awards, scholarships or bursaries from Saint Paul University during the fiscal year. The slips are available through uoCampus under the Income Tax Forms tab at the end of February.

For more information, visit the Canada Revenue Agency website.

T2202

Print your form through uoCampus, under the Income Tax Forms link in the self-service / campus finance / account inquiry. The form is available in February. You don't have to include this form with your income tax – you submit it only if the government asks for it later on.

Remember that the T2202 isn't an official receipt, but rather a confirmation of the deductible fees for a given fiscal year. Only the fees you have actually paid appear on your T2202.

For more information on your income tax return, visit the Canada Revenue Agency website.

(Note the official name change of the form from T2202A to T2202 starting in the 2019 taxation year.)

RL-8 slip (Relevé 8) (Quebec residents)

The RL-8 slip is a tax form of the Ministère du Revenu du Québec and is intended for Quebec residents. A credit for full-time post-secondary studies is determined on the basis of the number of sessions that the student started in the year and completed. The amount is to be claimed in the income tax return of the person claiming the student as a dependent (generally the student's parent). This amount does not constitute tuition fees.

RL-8 slips are issued by the Ministère du Revenu du Québec and are intended for Quebec residents. Print your slip through uoCampus, under the Income Tax Forms link. RL-8 slips are available by the end of February.

U-Pass

For tax years:

Prior to 2017: You can claim a portion of the cost of your transit pass on your Income Tax Return. Print your slip through your uoCampus portal, under the Income Tax Forms link.

2017: You can only claim the cost of monthly public transit passes or passes of longer duration for travel on public transit for the period of January 1, 2017, to June 30, 2017. For more information, please visit Canada Revenue Agency's web site.

After 2017: Due to the elimination of the public transit tax credit, a UPass tax receipt will not be issued after 2017.

OTHER INFORMATION:

Employer Identification Number (EIN) (required by the United States)

The Employer Identification Number of Saint Paul University is 98-0192505.

Also known as the Federal Tax Identification Number (FTIN), it will be required of American students, who must provide information on the amounts they receive from abroad in their tax return.


Grace Periods for Financial Aid Students  

Students who have applied for government financial aid can take advantage of a grace period under certain conditions, depending on their province of origin.

Ontario
If you have requested and are waiting for financial aid from the Government of Ontario and will not be able to pay tuition fees by the due date, you can be granted a grace period until October 6, 2023, for the Fall semester and February 16, 2024, for the Winter semester, without late charges or interest fees, if you contact Financial Aid by phone at 613-236-1393 ext. 2295 or by email at financialaid@ustpaul.ca.

Should your tuition fees still remain unpaid after these extension dates, a late-payment penalty and incurred interest will apply. They will not be cancelled simply because you have not received your government loan or bursary. The University cannot be held accountable for delays that are beyond its control.

Other provinces
If you have requested and are waiting for financial aid from a province other than Ontario and will not be able to pay tuition fees by the due date, you may be granted a grace period until October 6, 2023, for the Fall semester and February 16, 2024, for the Winter semester, without late charges or interest fees if you contact Financial Aid by phone at 613-236-1393 ext. 2295 or by email at financialaid@ustpaul.ca.

Should your tuition fees still remain unpaid after these extension dates, a late-payment penalty and incurred interest will apply. They will not be cancelled simply because you have not received your government loan or bursary. The University cannot be held accountable for delays that are beyond its control.