American Students

American citizens studying full time at Saint Paul University can apply for student loans through the William D. Ford Federal Direct Loan Program. Three types of loans are available:

• Direct Subsidized Loan: Awarded to students based on financial need. No interest is charged while you are studying either part time or full time, during the grace period or during deferral periods.
• Direct Unsubsidized Loan: Awarded to students based on financial need. Interest is charged during all periods, including the time you are in school as well as grace and deferral periods.
• Direct PLUS Loan: Unsubsidized loan for the parents of dependent students. Graduate and professional students may also apply for PLUS loans for their own expenses. Interest is charged during all periods.