Tuition Fees

Introduction  

The Council of Administration sets all Saint Paul University fees and reserves the right to modify the fees and the regulations governing refunds without advance notice.

Students who are officially registered at Saint Paul University must pay tuition fees before the last day to pay tuition fees or as soon as their course selection is approved (late-registration fees may apply). Dates are published in the University calendar. The partial or total reimbursement of tuition fees depends on the official date of withdrawal as registered on the student's file.


Invoicing  

The University sends invoices to the mailing address provided in the student's record. It is possible that you may not receive an invoice before the deadline date to pay your fees, if you registered too close to the deadline, if we do not have your correct address, or for other reasons. If that is the case, you may confirm the amount by consulting the list of tuition and incidental fees or by calling Financial Services at 613-236-1393 ext. 2295.

Students are responsible for paying their tuition fees within the prescribed timelines whether they receive an invoice or not.


Payment Dates  

Tuition is payable by the last day to pay tuition fees, or as soon as course selection is approved.

The suggested method of payment is by the Internet through your financial institution. If you use another payment method, pay your tuition at least a week before the due date in order for it to be processed before that date.

NOTE: Late-registration fees will apply after the deadline date for registration.

Registration and modifications completed after the deadline dates to pay fees

Registration or modification to the registration completed after the deadline dates for registration will generate additional fees that must be paid immediately without waiting for an invoice.


Special Students  

To avoid late-payment penalty and interest, your tuition fees must be paid by payment deadlines. Students who have not paid their tuition fees will be withdrawn from their current session.


Method of Payment

 

Don't wait in line... Pay Online

Don't stand in line! You can now use banking services, the telephone or the Internet to pay your student account directly.

To make your payment, simply click on the link for your financial institution:

Alterna Savings

1-877-560-0100

www.cscoop.ca

Bank of Montreal

1-800-361-6681

www.bmo.com

CIBC

1-800-465-2422

www.cibc.com

Caisses de l’Alliance

1-705-474-5634

https://www.caissealliance.com/

Caisses Desjardins

1-800-224-7737

www.desjardins.com

HSBC Bank Canada

1-888-310-4722

www.hsbc.ca

National Bank

1-888-835-6281

www.nbc.ca

Royal Bank

1-800-769-2511

www.royalbank.com

Scotiabank

1-800-575-1212

www.scotiabank.com

TD Canada Trust

1-800-895-4463

www.tdcanadatrust.com

A separate invoice account must be opened for each student. The payment is applied to the account of the person whose student number appears on the bank transaction.

Your financial institution will ask you for the name and account number of the invoice you want to pay. For the name of the invoice, select "Saint Paul University". For the invoice account number, select your student number.

Home banking or Internet payments are usually credited to student accounts within two (2) working days of the transaction. If you make your payment before the published deadline and the University receives it after the deadline, no penalties will be applied if proof of payment is provided (date of payment, amount debited and/or the reference number or banking transaction confirmation number).

Bank Transfer

If you must pay fees to Saint Paul University from outside Canada, you may do so by bank transfer. Here is the information you must include on a bank transfer order:

International transfer in Canadian currency or other currency

Payable to: Saint Paul University
Bank:
National Bank of Canada
232 Rideau Street
Ottawa ON K1N 5Y3

BIC = SWIFT: BNDCCAMMINT
IBAN: (CC0006100510485928)

International transfer in USD

Payable to: Saint Paul University
Bank:
National Bank of Canada
232 Rideau Street
Ottawa ON K1N 5Y3

BIC = SWIFT: BNDCCAMMINT
IBAN: (CC0006100510007961)

Correspondant:
J.P Morgan Chase Bank (New-York)
BIC = SWIFT: CHASUS33
ABA: (021000021)
Account number: (544708330)
UID: (014897)

Reference: ####### (your student number)
Your name and surname should be clearly stated on the bank transfer.

Please note that the bank imposes an administration fee of approximately $15 for each transfer.

Refunds

Any overpayment or credit following a modification to your course selection will be automatically transferred to the next semester unless a request for reimbursement is made by contacting Financial Services at 613-236-1393 ext. 2295 or by sending an e-mail to finance@ustpaul.ca.

NOTE: Credit cards are not accepted for the payment of tuition fees*.

*Plastiq is a third-party payment option not affiliated with the Saint Paul University that allows you to make a payment via credit card. Plastiq charges users 1.99% per transaction. This fee goes directly to Plastiq, not to the University, and will show up on your credit card statement separately from the tuition amount paid. Your tuition payment, linked to your student number, will be forwarded to the Saint Paul University within six working days. Please note that the Saint Paul University will consider your payment to be finalized only once it has been received in your student account.

The Saint Paul University cannot answer any questions related to Plastiq. However, you can call Plastiq directly at 1-888-608-0670 or visit their website.


Late Payments  

Students are required to pay their tuition fees before the prescribed deadline or upon registration. Late-payment fees will apply if you register after the deadline dates.

If you register after these dates, your invoice, which is sent by mail, may not reach you before the deadline for payment of tuition fees. However, your account information is available by contacting Financial Services by telephone at 613-236-1393 ext. 2295 or by e-mail at finance@ustpaul.ca. You remain responsible for paying your tuition fees before the deadline or upon registration.

Late payment penalties will not be cancelled simply because you have not received an invoice.

Reminder: Tuition fees must be paid before the prescribed deadline dates.

If you experience difficulty making tuition payments by the prescribed deadline dates due to temporary financial problems, contact Financial Services to discuss solutions (carrying interest). This kind of agreement will cover only tuition fees and incidental fees. At a minimum, all insurance premiums and a payment of $100 per course are payable upon signing the agreement.


Exemptions  

To confirm eligibility of exemption from University fees, students must forward the necessary documents to Human Resources before registration.


Returned Cheques  

If the bank returns a student's cheque, an administrative fee of $40 is added to the student's account in addition to late payment fees and interest at the prime rate of the National Bank of Canada plus 4% (currently 7.00% annually), if applicable.


Delinquent Accounts  

Any fees owed to Saint Paul University will incur consequences, such as: denied registration for the following semester, denied participation in graduation ceremonies, denied the acquisition of academic documents such as a diploma, transcript, letter of permission or any official attestation, until the account is paid in full. This policy applies even if the student has declared bankruptcy under the Bankruptcy Act, and equally concerns tuition fees and all other charges exacted by any University service: for example, libraries, parking services, etc.


Refunds  

If you decide not to take the courses for which you registered, you must notify Saint Paul University in writing and withdraw from all courses in person before the deadline date published in the University calendar.

If a modification to your course selection causes a refund to be produced, the amount will be automatically transferred to the next semester unless a request for reimbursement is made by contacting Financial Services at 613-236-1393 ext. 2295, or by sending an e-mail to finance@ustpaul.ca.

An administrative fee of $45 per course will be charged for refunds. The administrative fees will not be charged if the credited amount is automatically transferred to another semester. No refund will be granted if the request for modification/cancellation is not registered to the student's file before the deadline dates published in the University calendar.


Accident, Dental and Medical Insurance  

Membership in a student insurance plan was voted as being mandatory by the student body. The fee for the plan covers accidents and some medical and dental expenses.

Please consult this website for the schedule of benefits available to you under your Group Insurance Plan.

To make the collection of the insurance premiums efficient and inexpensive for the Students' Association (SPUSA), Saint Paul University has agreed to include the charge with the tuition. Therefore, a fee for individual coverage is added to the tuition payment of full-time students and appears on the invoice. It covers the student for a 12-month period starting in September. Family insurance is also available. To receive family coverage, students should contact the Saint Paul University Students' Association at info@spusa.ca or 613-236-1393 ext. 3008 or Room 50.

Any student with comparable coverage may opt out of the plan by providing the insurance company with sufficient proof of equivalent coverage before September 30, 2014. To opt out of the plan, you need to print and fill out the Opt-out Form available here. Once completed, the form must be sent to SPUSA, which will adjust your student account. The reimbursement will become a credit on your Saint Paul University account.

Only students who provide sufficient proof of being covered by comparable health and/or dental coverage may be exempt from paying these insurance fees.

Please note that this renunciation of the insurance plan does not extend in any way to the University Health Insurance Plan (UHIP) that applies to foreign students. All foreign students are obligated to adhere to UHIP.

If you have any questions regarding these forms, please contact your Student Association by e-mail at info@spusa.ca  or by telephone at 613-236-1393 ext. 3008.


Foreign Students UHIP
 

All foreign students must purchase the University Health Insurance Plan (UHIP) at a cost of $648 per person for the period covering September 1, 2014, to August 31, 2015. For complete details concerning UHIP, please visit the University Health Insurance Plan website or contact Finance Services by e-mail at finance@ustpaul.ca or by telephone at 613-236-1393 ext. 2295.

If the premium is not paid, the student will not be allowed to proceed with registration. Foreign students who have not paid their tuition fees or made special arrangements concerning the payment of their tuition fees with Financial Services before September 19, 2014, for the Fall session and January 23, 2015, for the Winter session will be withdrawn from that particular session. Click here to learn more about tuition fees for foreign students.

If you pay by bank transfer, see Payment Method for more information.


Income Tax Forms for Students  

T4A

You receive a T4A slip if you obtained awards or bursaries from Saint Paul University during the fiscal year (even if the funds come from other agencies or organizations). The slips are mailed to you before the end of February.

T2202A

Saint Paul University mails the T2202A form before the end of February. Note that you don't have to include this form with your income tax; you submit it only if the government asks for it later on. Remember that the T2202A isn't an official receipt, but rather a confirmation of the deductible fees for a given fiscal year. Only the fees you have actually paid or have covered in a formal financial agreement (for example, a promissory note) appear on your T2202A.

For more information on your income tax return, consult the Canada Revenue Agency website.

To inquire about the data on your slips, you can contact Financial Services by phone at (613) 236-1393 ext. 2295 or in person at the Financial Services office or by e-mail at finance@ustpaul.ca. Duplicates from the University cost $5 each.

"RL-8 slip" (Quebec residents)

The RL-8 slip is a tax form of the Ministère du Revenu du Québec and is intended for Quebec residents. A credit for full-time post-secondary studies is determined on the basis of the number of sessions that the student started in the year and completed. The amount is to be claimed in the income tax return of the person claiming the student as a dependant (generally the student's father or mother). This amount does not constitute tuition fees.

To obtain a RL-8 slip by mail, submit your request by phone at 613-236-1393 ext. 2295 or in person at the Finance Services, Room 154 or by e-mail at finance@ustpaul.ca.

OTHER INFORMATION:

Employer Identification Number (EIN) (required by the United States)

The Employer Identification Number of Saint Paul University is 98-0192505.

Also known as Federal Tax Identification Number (FTIN), it will be required of American students who must provide information on the amounts they receive from abroad in their tax return.


Grace Periods for Financial Aid Students  

Students who have applied for governmental financial aid can take advantage of a grace period under certain conditions depending on their province of origin.

Ontario
If you have requested and are waiting for financial aid from the government of Ontario and will not be able to pay tuition fees by the due date, you can be granted a grace period until October 15, 2014, for the fall semester and February 15, 2015, for the winter semester, without late charges or interest fees, if you contact Financial Aid by phone at 613-236-1393 ext. 2295 or by e-mail at financialaid@ustpaul.ca.

Should your tuition fees still remain unpaid after these extension dates, a late payment penalty and incurred interest will apply. They will not be cancelled simply because you have not received your government loan or bursary. The University cannot be held accountable for delays that are beyond its control.

Other provinces
If you have requested and are waiting for financial aid from a province other than Ontario and will not be able to pay tuition fees by the due date, you may be granted a grace period until October 15, 2014, for the fall semester and February 15, 2015, for the winter semester, without late charges or interest fees if you contact Financial Aid by phone at 613-236-1393 ext. 2295 or by e-mail at financialaid@ustpaul.ca.

Should your tuition fees still remain unpaid after these extension dates, a late payment penalty and incurred interest will apply. They will not be cancelled simply because you have not received your government loan or bursary. The University cannot be held accountable for delays that are beyond its control.