It is important to plan a budget to make sure that you can cover all the costs related to your university life.
Guide for your budget:
Example of tuition fees 2016–2017
2 sessions per academic year
| Graduate studies –
3 sessions per academic year
Tuition fees –
|$12,508.98||$17,876.99 – $18,769.74|
You must budget, on average, an additional CAN $15,000 to $20,000 for your rent, books, transportation and other living expenses.
Other living expenses
|8 months||12 months|
(shared and unfurnished, $625 - $840/ month)
|$5,000 – $6,720||$7,500 – $10,080|
|Clothing, social activities, miscellaneous items||$1,500||$2,250|
|Telephone and internet||$1,200||$1,800|
|Textbooks and supplies||$1,200||$1,800|
|University Health Insurance Plan (UHIP)
|U-Pass: public transit||$385.04||$577.54|
What to bring?
Make sure you bring the following items with you as you prepare to come to Canada:
- valid passport and study permit
- letter of introduction and acceptance from the Canadian Embassy
- original copy of your acceptance/admission letter from Saint Paul University
- original transcripts or school certificates
- photo ID (picture identification)
- proof of available funds (bank statement)
- credit cards
- marriage certificate, if your spouse is accompanying you
- your children's school records, if your children are accompanying you
- medical and immunization records (for your family members and you)
- driver's license or international driver's license
- driving insurance records
- electrical equipment you may need (note that voltage in Canada is 110 volts, 60Hz; you may require a transformer)
For more information about city services, weather and others topics of interest for your stay, visit the City of Ottawa website.
Initial financial needs
Bring sufficient funds in traveller’s cheques to cover living expenses during your first month. For a single student, the first month's expenses (excluding tuition fees) may be as high as CAN $2,500 to pay for such things as transportation, temporary accommodation, food, rental deposits, textbooks and other school supplies.
If you arrive in Canada with CAN $10,000 or more (cash, cheques, traveller’s cheques, etc.), you must declare it to a border services officer. For more details, visit the Canada Border Services Agency website. Please note that we do not recommend that you carry more than CAN $500 in cash with you while travelling to Canada.
We recommend that you open a Canadian bank account upon your arrival in Ottawa.
To open an account, you will need to have personal identification.
Be sure to take
- your passport
- your study permit
- your university-issued student card
Opening a student bank account in Canada is free, but to activate the account, you will need to deposit a small amount of money. After opening an account, you will receive a bank debit card that will allow you to withdraw money at most automated bank teller machines, and will be accepted at most stores to pay for your purchases.
Please note that it can be very difficult for an international student to obtain a credit card. We therefore recommend that you obtain a credit card in your home country.
The following is a list of the main Canadian banks and their website:
- TD Bank Financial Group
- RBC Royal Bank
- National Bank of Canada
- BMO Bank of Montreal
From the airport
You can take a taxi from the airport to Saint Paul University. It will cost you approximately CAN $40.00.